A Florida-rooted funding partner built on clarity, momentum, and responsible stewardship of capital.
M & K Capital Solutions LLC is a direct funding firm headquartered in Lake Worth Beach, Florida. We were founded on a simple observation: too many capable, growing businesses are slowed down by lending that is opaque, rigid, and disconnected from how a real company actually operates. We set out to do the opposite — to provide working capital that is fast, transparent, and structured around the health of the business it serves.
Our team works directly with owners across Florida and the broader Southeast, from established operators planning their next location to younger companies that have outgrown their first line of credit. Because we are a direct lender, the people you speak with are the same people who understand and structure your funding. There is no layer of brokers in between, and no surprise terms waiting at the finish line.
We underwrite the whole business. A single credit score rarely tells the full story of a company's performance, resilience, or trajectory, so we look deeper — at revenue patterns, operating history, industry conditions, and the plan behind the funding request. This lets us say yes to strong businesses that automated, score-only systems would overlook, and it lets us structure repayment in a way that fits real cash flow.
Just as important, we believe responsible lending means being honest about cost and fit. If a particular product is not right for your situation, we will tell you. Our goal is funding that strengthens your operation and supports durable growth — never financing that quietly works against you.
Plain language, clearly stated terms, and no buried fees. You will always understand exactly what you are agreeing to.
Decisions measured in hours and days, not weeks — so an opportunity never passes while paperwork sits in a queue.
We treat your growth as the objective. The right structure for your business matters more than a one-size product.
Responsible underwriting that protects your long-term financial health, not just today's approval.